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June 19th, 2012
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Financially Fabulous – Let’s Talk about Setting a Budget

(see the previous Financially Fabulous posts here)

I am WAY behind on posting the Financially Fabulous posts. ๐Ÿ™ I figured this would happen with the beautiful weather we have been having. Regardless, June is a VERY imporant month… This month we are focusing on the B Word…. BUDGET.

This month I want you to set a budget for your groceries. Don’t just set a monthly amount, set a weekly amount. Then beat that goal. It really is that simple.


A budget will free you!

Most people think a budget is restricting, confining, and a way to NOT get what they want. However, the opposite is actually true. Knowing how much you can spend will actually give you the freedom to buy what you want. When you know you can afford something, you will feel much better about that purchase.

Be reasonable and give yourself some wiggle room.

If this is your first time to set a budget, be nice to yourself. If you have been spending $1,000 a month on groceries, don’t expect to cut it down to $300 a month over night. You don’t want to fail miserably. Instead, set a reasonable budget that you can beat. Look at your previous months grocery spending to get an idea of your budget. Then set a budget.

Once your budget is set, you can focus on staying under that budget and start seeing the savings. Each month, reevaluate your budget, until you find one that fits your family.

Be inspired my other families, not discouraged.

We all are in different times in our lives and will all have different budgets. Don’t be upset, if you are spending more than another family. Instead… be inspired. You may have food allergies, or more children that may affect your budget different. They may live on beans and rice. You just don’t know. ๐Ÿ˜‰

Regardless of what your needs are in your family, you cannot save money and make a difference if you do not set a budget.

Leave a comment with your family size and budget. That way we can help inspire each other to set budgets.



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